Advertising Disclosure

1. We are paid by the companies we feature

Hot Noodle Media, LLC is an advertising and lead generation company. We are compensated by advertisers, networks, aggregators and partners. Depending on the arrangement, we may be paid:

• a commission or flat fee when you click through to an advertiser;
• a fee when you submit an inquiry that meets the advertiser's criteria;
• a fee when a call you place lasts long enough to qualify;
• a commission when you complete a purchase, application or enrollment.

You are never charged by us. Our compensation comes from the advertiser, not from you, and using our sites does not increase what you pay a provider.

2. How compensation affects what you see

Compensation may influence which companies and offers appear on our properties, where they appear on a page, and the order in which they are listed. Placement is not a rating, an endorsement, or a statement that one offer is better than another, unless we specifically say we are ranking something and explain the basis.

We do not review every company in a market. Our lists are not exhaustive and are not "the best" available options in any objective sense. A company's absence from our sites says nothing about that company. Offers, rates, terms and availability are set by the provider and change frequently, so always confirm the current terms directly with them before you commit.

3. What we do not do

• We do not publish fabricated testimonials, reviews or endorsements, and we do not present paid placements as independent editorial judgment.
• We do not claim to be, or imply affiliation with, any government agency, program, lender, insurer, platform or brand we are not actually affiliated with.
• We do not guarantee approval, eligibility, coverage, admission, a specific rate, a specific price, savings, or any outcome.
• We do not create artificial urgency or scarcity, and we do not use countdowns or "limited spots" claims that are not real.
• We do not make earnings, savings or results claims that are not typical and substantiated.

4. Our role in the transaction

We are not a lender, broker, creditor, debt relief provider, insurance company or agency, school or accrediting body, contractor or home services provider, or travel provider. We do not make any credit, underwriting, admission or pricing decision. Any agreement you enter into is between you and the provider, under its terms and its privacy policy. See our Terms of Service.

5. Typical costs

Where a category calls for it, and where the underlying advertiser data supports a reliable figure, the relevant property publishes a typical price or cost range so you have a reference point before you contact anyone. Ranges are estimates for general guidance. They are not quotes, and your actual cost depends on your location, scope of work, and the provider you choose.

6. Questions or a correction

If you believe something on one of our properties is inaccurate, misleading or insufficiently disclosed, tell us and we will look at it. Email hello@hotnoodlemedia.com or use the contact form. Include the page URL if you have it.